plan details for the Saver plan

$29.99/mo Individual Enroll Now

$39.99/mo Family Enroll Now


Insurance Benefits Saver

Critical illness insurance

Pays a lump-sum if diagnosed with a specified critical illness, including life-threatening cancer, heart attack, kidney failure, stroke and coma. A family plan covers a primary member and spouse.

$2,500

Accident medical expense

For medical expenses for injuries from any one accident after deductible listed to the right is paid. A family plan covers the primary member, spouse and all dependents.

$2,500
($100 deductible)

Accident hospital indemnity

Benefits are available for up to 30 days for a medically necessary hospital confinement due to a covered accident. A family plan covers the primary member, spouse and all dependents.

$150 per day

Accidental death and dismemberment

24 hours a day, everywhere you go. Family membership covers all family members, if a covered loss results within 365 days after an accident.

$5,000

Accident Disability Income

Pays monthly benefit up to 12 months for disability due to accident, after an elimination period of 90 days. Primary member only.

$1,000 per month
Non-Insurance Benefits Saver

Free Access to a Doctor 24/7

Save trips to urgent care, and cut your medical expenses with telephone or video consultations with U.S. board-certified doctors 24 hours a day, 7 days a week, FREE of charge.
Included

Save On Imaging Procedures and Surgery Costs

Connects members to the best pricing for X-rays, MRIs, CT scans, mammograms ultrasounds, various surgeries and more.
Included

Discount prescription drug savings

Members can text or email prescription drug discount deals straight to their phone or print a discount drug card to use at over 66,000 pharmacies nationwide. Save on name brand drugs and generic.
Included

Important information about supplemental insurance benefits

Supplemental plan benefits – The insurance benefits listed above are coverages that are packaged together in a membership in HealthValues. Exclusions and limitations apply. Review the plan details or certificates of insurance for full details. Memberships are not available in all states. Availability is subject to change.

Underwritten by Madison National Life Insurance Company, Inc., a Wisconsin insurance company. Madison National Life is a member of The IHC Group. Not available in all states. You may request our member documents for complete details. Insurance benefits terminate on the date the covered person attains age 70. Exclusions and limitations apply. Benefits are offered at the sole discretion of HealthValues and may vary by vendor or state of residence.

This outline provides a very brief description of the important features of the HealthValues membership packages. It is not a certificate of insurance and only the actual certificates’ provisions will control. The certificates themselves set forth, in detail, the rights and obligations of both the certificate holder and the insurance company. Therefore, it is important that you READ THE CERTIFICATES CAREFULLY. For complete details, refer to the Group Critical Illness Certificate of Insurance (GAO-CI-C-1207), Group Accident Certificate of Insurance (GAO-ACC-C-1207) and the Group Term Life Insurance (GAO-TL-C-1207).

As of January 2016, HealthValues memberships are currently not available in the states of: AK, CT, HI, MD, ME, MT, NH, NJ, NY, VT and WA

This product is not considered to be Minimal Essential Coverage as defined by the Patient Protection and Affordable Care Act (ACA). Enrolling in and maintaining a Voluntary Insurance Protection plan will not exempt you from the Shared Responsibility Payment (tax) that may apply if you do not have a plan with ACA-compliant coverage. Certain Voluntary Insurance Protection plan selections are only available with an existing major medical ACA compliant plan. An attestation may be required indicating all family members applying for the Voluntary Insurance Protection plan have ACA coverage.

Critical illness insurance coverage

The following services are NOT covered under the HealthValues Benefits and are a partial listing of exclusions, for a complete list of limitations and exclusions; please see the certificate of coverage.

Charges, treatment, services, or supplies for, or related to: Selfinflicted injury or sickness; suicide or attempted suicide; while using drugs; while committing a crime; participation in any riot or war; illness specifically excluded from the definition of any Critical Illness.

Benefits for Critical Illness coverage are subject to the pre-existing condition limitation. A pre-existing condition is an illness or injury which an Insured Person had a diagnosis, medical advice or treatment or had taken any prescription medicines during the 12-month period immediately preceding the covered person’s coverage effective date.

Accident medical expense, hospital confinement, disability and death and dismemberment insurance coverage

The following services are NOT covered under the HealthValues Benefits and are a partial listing of exclusions, for a complete list of limitations and exclusions; please see the certificate of coverage.

Treatment: Not medically necessary; experimental/investigational; not prescribed by a Physician; received without charge; received from persons employed or retained by the Policyholder or any Family Member; or a hernia.

Injury received: As a result of war; active duty service; traveling or flying by air, except as a fare paying passenger; parachuting or bungi-cord jumping; rodeo participation; professional sport participation or practice; while committing a crime; suicide or intentionally self-inflicted; while using drugs; while being intoxicated; at work or due to a medical mishap.

About Madison National Life Insurance Company, Inc.

Madison National Life Insurance Company, Inc. was founded in 1961 and is domiciled in Wisconsin and licensed to sell insurance products in 49 states, the District of Columbia, Guam, American Samoa and the U.S. Virgin Islands. Its core products and services are group life and disability income and specialty health insurance. It is rated A- (Excellent) for financial strength by A.M. Best Company, a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations (an A++ rating from A.M. Best is its highest rating).

About Health Values

The HealthValues insurance plan is a group association plan available to individuals and families. In order to qualify for this insurance, you must be a member of HealthValues. Therefore, your application for this insurance is also application for membership in HealthValues. Your membership will remain in effect as long as you qualify under membership guidelines and pay membership dues. Please note that the membership benefits available through HealthValues are offered at the sole discretion of HealthValues and may vary by availability, vendor and state of residence.

HealthValues is an organization helping Christians become wiser with money, create collective buying power and advocate for smarter health care solutions.